Apply for a payment plan using Humm and Humm90
Humm is a No Interest Ever! payment plan available at Securelux. You can purchase security products with a small upfront deposit and then pay the balance off over an agreed period based on the size of the job. Humm allows you to obtain up to $7,000 to be allocated to a purchase and the repayments are conveniently direct debited fortnightly, making your security purchase a very affordable investment.
An establishment fee of $80 will open an account and while your account remains active there will be an account keeping fee of $8 per month which allows you to make additional purchases in future. There is also a $2.95 processing fee for each repayment. Once you have paid off your purchase in full and your account balance is zero you can cancel via written notice to Humm using your online account and there are no fees associated in doing so. There are no penalties for early repayment.
Humm is simple to apply for with no invasive questions and fast approval times. Best of all with Humm, there is No Interest Ever!
Please contact Securelux 1300 11 51 51 to arrange a quote
Fees, terms and conditions apply. See in store for details or ask one of our consultants for more information.
How it all breaks down
Terms and Conditions
The terms of the humm credit contract are set out in these Terms and Conditions and your Credit Schedules (there is a separate Credit Schedule for each purchase) (together, the Contract).
One of the great features of humm is that you should not pay any more for a Good or Service at a Merchant when using humm than you would pay if you were not using humm.
If a Merchant indicates that you will have to pay more or tries to charge you more (for example by charging a higher price of the good or service, not applying a discount or rebate or by charging or bundling additional fees or charges), we want to know about it. So please tell us by contacting us at (08) 8232 2828.
We are also a member of the Australian Financial Complaints Authority (AFCA), which is an independent dispute resolution scheme. You can make a complaint to AFCA by calling 1800 931 678 or by visiting their website at www.afca.org.au – see clause 11 below for more information on making a complaint.
Who is Humm90?
Humm90 is an Australian owned and operated finance company that provides Australians with an alternate payment solution. Humm90 is a subsidiary of Flexigroup who were established in 1988 and have been offering payment solutions to customers ever since.
How to Apply?
Applying for our payment plan is simple. After you have received your quote our product specialist will organise for one of our friendly staff to assist you with the application form. Alternatively you can click “Apply Now” at the top of this page and start the application process now.
Who is Eligible?
*Approved applicants only. Fees, terms, conditions & minimum finance amount <$1,000> apply, incl. $99 Annual Fee charged at the time the first debit is charged to your humm90 Mastercard Account and annually on the anniversary of that date.
When you have met the Interest Free Criteria, the Annual Fee must be paid in full within the Interest Free Period or it will attract interest. If you do not meet the Interest Free Criteria the Annual Fee will attract interest from the date the Annual Fee is debited to your humm90 Mastercard Account. Up to 110 days Interest Free on humm90 Mastercard purchases (excluding cash advances) when you meet the Interest Free Criteria. Failure to make the required payments will result in you no longer meeting the Interest Free Criteria meaning that all new transactions from that day will be interest bearing from the date of the transaction. Any outstanding balance after the Interest Free Period reverts to the humm90 Mastercard Purchase Rate. Minimum monthly repayment required. Interest (charged at the Expired Promotional Rate) payable on outstanding balances after any Interest Free Period in relation to a Promotional Offer. See humm90.com/au for current interest rates.
Only available at humm90 Mastercard retail partners. Credit provided by humm Cards Australia Pty Ltd ABN 31 099 651 877 Australian Credit Licence number 247415